Financial Tools
D.I.M.E. Analysis Calculator
Enter the amounts below to estimate your life insurance needs using the proven D.I.M.E. method — Debt, Income, Mortgage, and Education.
DDebtAll debts + final expenses
IIncomeYears of income replacement
MMortgageRemaining home balance
EEducationChildren's future education
Total outstanding debts plus estimated final expenses (funeral costs, medical bills, etc.).
$
Your current gross annual income that your family depends on.
$
How many years your family would need your income replaced (e.g. until youngest child is independent).
yrs
Remaining balance on your home mortgage.
$
Estimated future education costs for children plus any other financial obligations.
$
This calculator provides an estimate for educational purposes only and is not a recommendation or guarantee of coverage. Consult a licensed life insurance advisor for personalized guidance.